Vivina Ma is a registered member of the national ethics association and is a medicare specialist. She was born in Hong Kong and educated in the USA. She is passionate about helping people properly plan for retirement. She feels that if “you save your money today, your money Wilsave you tomorrow”! She is now an integral member of the team, not only because of her desire to help others, but also because of the Wilsave core values; “We put the client first” and always want to do what is best for them. In everything she does, Vivina seeks to provide her clients with the ultimate asset…Peace of Mind. Through Wilsave planning techniques, her clients obtain individual financial plans that may reduce risk, save tax dollars, protect assets from long term care costs, and avoid probate. For people looking to achieve those goals, Vivina is the ideal financial coach.